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Pathfinders brings together scores of amazing and insightful real-life stories from real people on the journey to financial independence―providing practical encouragement and inspiration for anyone who wants to join them.
Lighting the way in the real world to The Simple Path to Wealth, these are fascinating, heartfelt, often surprising tales:
- of struggles overcome and the rewards that followed
- of enterprising solutions to unexpected problems
- of sacrifices made and the kindness of strangers
- of surprisingly simple steps―and the amazing places they can take you and much, much more.
Author JL Collins accompanies these readers’ stories with reflections on his “rules for the road”―as well as a candid conversation about the journey to financial freedom with his daughter, the inspiration for his original international bestseller.
Pathfinders is the ultimate companion for your own journey to financial freedom―and the true and lasting wealth that lies at the end.
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96 Miles (Paperback)
J L Esplin
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R312
R263
Discovery Miles 2 630
Save R49 (16%)
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Ships in 10 - 15 working days
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She wants a future - is that too much? This Thing Called the Future, the multiple-award-winning young-adult novel from J.L. Powers, is finally coming to South Africa, its country of origin. The book is set in Imbali, the sprawling township outside Pietermaritzburg. Khosi is fourteen years old. She lives with her grandmother and her little sister, Zi. Both her parents tell her of the past, about a time when hundreds of Imbali residents were killed in political violence. Khosi wants a future; she wants to help make South Africa a better place. Is that too much in an environment where some men believe that raping virgins, like Khosi, will cure them of AIDS? Meanwhile, Khosi has fallen in love and really, really just wants to experience that warm, fuzzy feeling that happens when Little Man, the handsome boy in her class, touches her hand. In a world where HIV and AIDS are treatable for those with money and access to good state-sponsored care, Khosi has to negotiate hours in clinic lines, vengeful men, her mother's disdain for traditional healers, her grandmother's faith in their sangoma, and the terrible curse her next-door neighbour has cast on their household. This beautifully crafted young-adult novel never preaches and never falls into the trap of “warning” teenagers against anything. It simply deals with the realities of township life and the hardships a young virgin faces. This Thing Called the Future has won several prizes in the USA. LAPA and Catalyst Press are proud to bring it back to its country of origin.
Can she raise a sibling and finish school? When her beloved grandmother dies, 17-year-old Khosi must learn to survive on her own. She has to take care of her little sister, Zi, while making a living as a traditional healer, and somehow try to finish school. When violence flares up again in Imbali, the township near Pietermaritzburg, Khosi finds herself at the centre of the storm. A taxi war threatens the safety of every person in Imbali, including Khosi's best friend and boyfriend, Little Man. The body of a murdered man is dumped on her doorstep. Accusations of witchcraft swirl around her, despite her every effort to keep her healing practice above board. When Little Man chooses the wrong path, Khosi builds a new romance, but her past might catch up with her. This is the sequel to Powers' award-winning novel This Thing Called the Future. In Under Water, we meet Khosi three years after the end of the first book. Can Khosi be a part of change in her community? And can she raise her sister while finishing school? There are few young-adult books that deal with raising a sibling. This one tackles that situation head on. Under Water is the sequel to This Thing Called the Future, a multiple-award-winning young-adult book that is being published in South Africa at the same time as Under Water. In the first book Khosi hears about, and experiences, feelings of being trapped under water while the ancestors try to speak to her. The sequel explains her journey into the future.
All the best bits from series 1-9 of the comedy panel game show.
Along with all the clips that were too rude for TV, the show
features host Keith Lemon, team captains Holly Willoughby and
Fearne Cotton and guest appearances from, among others, Dermot
O'Leary, Davina McCall, Ant and Dec, JLS, Kelly Brook, Jason
Manford, Mo Farah and The Wanted.
One sister is a cop. The other a con artist. Both are suspects.
’Three deviously clever impossible crimes’ Gigi Pandian ’I
especially loved the strident, salty,
can’t-live-with-can’t-live-without relationship between the two
sisters’ J.M. Hall ’I was gripped’ Louise Jensen ’An ending
I never saw coming’ Faith Martin ’Twisty, tricksy and
whip-smart … crackles with tension and humour’ Marion Todd
‘Ingenious, fun and very different from so many of the crime
books out there today’ Ajay Chowdhury DI Tess Fox’s first
murder scene has two big problems. One, the victim was thrown from
the balcony of a flat locked from the inside. Two, Tess knows him.
But the biggest problem of all is Tess’s half-sister, Sarah. She
has links to the deceased and has the skills and criminal
background to mastermind a locked-room murder. But she’s a
con-artist, not a killer. When two more bodies turn up, Tess now
has three locked room mysteries to solve and even more reason to be
suspicious of Sarah. Can she trust someone who breaks the law for a
living, even if she is family?
The world lies in ruins...humanity's last stand is underway...the
dead have overtaken the living as the new dominant species. Day By
Day Armageddon: Shattered Hourglassexpands upon the critically
acclaimed series of the zombie apocalypse, and alternates between
the handwritten journal depicting a military personnel's struggle
for survival and the survivors he has met along the way-mankind's
final hope in its darkest hours. Trapped in the midst of global
disaster, they must individually and collectively make the
agonizing decisions that could mean either living for yet another
day, or the eternal curse of forever walking among the undead
horde....
Flavorful vegan-friendly meals meet the ease of air frying--without the
fat.
If you're serious about eating a healthy, plant-based diet but still
have cravings for the crispy crunch of fried foods--this book has good
news for you. The Essential Vegan Air Fryer Cookbook serves up the most
comprehensive collection of good-for-you vegan recipes that pack
deep-fried taste--without all the guilt.
From Sweet Miso-Glazed Brussels Sprouts to BBQ Jackfruit Nachos to
Cinnamon Crisps, these yummy recipes use the healthiest real food
ingredients without ever compromising flavor. But this air fryer
cookbook book doesn't just give you healthy recipes--you'll also learn
the ins and outs of air frying with expert advice and a handy
troubleshooting guide. And yes, you CAN have French fries.
The Essential Vegan Air Fryer Cookbook includes:
- Air frying 101--Learn the benefits of air frying, plus how to
choose and use the right model for you with this air fryer cookbook.
- Good food that's GOOD for you--Forget about fake substitutes.
This air fryer cookbook embraces the rich and varied ingredients of the
vegan diet so that you never compromise your health for great tasting
food.
- 80 Whole health recipes--Get all the best recipes for breakfasts
and breads, sides and snacks, main dishes, desserts, and must-have
staples.
Ready, set, air fry crave-worthy vegan meals that everyone will fight
over with The Essential Vegan Air Fryer Cookbook.
The Pulmonology pocket contains information invaluable to
healthcare professionals in the management of pulmonary conditions.
The pocket covers a variety of topics including arterial blood
gases, pulmonary function tests, COPD and asthma, pulmonary
infections and vascular conditions like pneumonia, pulmonary
embolism and PAH. Important formulas, conversions, and drugs
commonly used to treat pulmonary conditions are included as well. *
Assessment, monitoring, and latest treatment algorithms for all
major pulmonary disorders * Widely used guidelines and statements
from major medical organizations and journals * Chapters:
Anatomy/Physiology, Assessment and Monitoring, Obstructive Lung
Diseases, Pulmonary Infections, Interstitial Lung Diseases,
Pulmonary Vascular Diseases, Pleural Diseases, Lung Cancer, Other
Lung Diseases, Therapy (drugs and gas therapy) For physicians,
nurses, residents, students, respiratory therapists, and all other
healthcare professionals.
What makes the Platinum mathematics course unique? Activities are
stimulating and link to real life; separate mental maths section
(grade 7 teacher's guide) and answer section (grade 8 & 9
learner's book); challenge and Did you know features will stimulate
learner engagement; the text is suitable for South African learners
in diverse school contexts; use of colour enhances the easy
understanding of the text. Platinum! - Simply superior: Superior
CAPS coverage and written by expert authors; superior illustrations
and activities to improve results and motivate learners; superior
teacher support to save time and make teaching easy, including
photocopiable worksheets. Superior quality = exam success!
Sporadic news reports indicate chaos and violence spreading through
US cities. An unknown evil is sweeping the planet. The dead are
rising to claim the Earth as the new dominant species in the food
chain. This is the handwritten journal depicting one man's struggle
for survival. Trapped in the midst of global disaster, he must make
decisions; choices that ultimately mean life, or the eternal curse
to walk as one of them.
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PROTOTYPE 3 (Paperback)
Jess Chandler; Contributions by Rachael Allen, Campbell Andersen, Edwina Attlee, Rowland Bagnall, Tom Betteridge, Sam Buchan-Watts, Pavel Buchler, Paul Buck, Theodoros Chiotis, Natalie Crick, Raluca de Soleil, Roisin Dunnett, Maia Elsner, Yuri Felsen trans. Bryan Karetnyk, SJ Fowler, Ella Frears, Sam Fuller, James Gaywood, Chris Gutkind, J L Hall, Ziddy Ibn Sharam, Daniel Kramb, Dal Kular, Eric Langley, Neha Maqsood, Helen Marten, Lila Matsumoto, Otis Mensah, Calliope Michail, Lauren de Sa Naylor, Astra Papachristodoulou, James Conor Patterson, Oliver Sedano-Jones, Marcus Slease, Maria Sledmere, Andrew Spragg, Nick Thurston, Olly Todd, Nadia de Vries, Stephen Watts, Karen Whiteson, Frances Whorrall-Campbell, Alice Willitts, Frannie Wise. Antosh Wojcik; Designed by Theo Inglis; Cover design or artwork by Stephen Watts
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R384
R316
Discovery Miles 3 160
Save R68 (18%)
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Ships in 9 - 15 working days
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Open economy macroeconomics is a major focus of research interest
stimulated in part by the increasing interdependence of the world
economy and by the move towards floating exchange rates. This
important new book addresses several central issues in the
macroeconomic theory of different forms of open economies under
differing degrees of dependency.
High-level commentary on various facets of the pharmaceutical
industry from a key leader in the field This book clearly explains
the value that the pharmaceutical industry offers to society which
is often underreported against the more negative topic of high drug
prices. It also offers an overview for drug discovery and
development professionals, highlighting the challenges that such
drug hunters should be aware of when developing new drugs. Case
studies to illustrate topics like hepatitis C, mRNA vaccines,
insulin, and price controls are included to aid in seamless reader
comprehension. Written by John LaMattina, former president of
Pfizer Global Research and Development and well-known speaker and
writer for the pharma industry, sample topics covered and questions
explored within the work include: Fiscal consequences of curing
hepatitis C mRNA vaccines and the race for a cure Why the
government does not deserve a piece of Biopharma's profits Paying
for drugs whose ultimate value is unknown The impact of reduced
revenues on R&D This book is a must-read for biopharmaceutical
professionals and executives who wish to gain high-level insight
into key challenges that must be first understood, then overcome,
within the pharmaceutical industry.
A Comprehensive Review of the Liquid Alts Market and How 40 Act
Products Can Enhance Client Portfolios Liquid alternatives give
investors access to hedge fund strategies with the benefits of 40
Act products: lower fees, higher liquidity, greater transparency,
and improved tax efficiency. Alts Democratized is a hands-on guide
that offers financial advisors and individual investors the tools
and analysis to enhance client portfolios using alternative mutual
funds and ETFs. Well-grounded in research and replete with more
than 100 exhibits of Lipper data, Alts Democratized profiles the
top ten funds in each of the eleven Lipper liquid alt
classifications. This includes total net assets, fund flows, risk
and return metrics, and the factor exposures that drive performance
and help explain correlations to various forms of beta. Jessica
Lynn Rabe and Robert J. Martorana, CFA, combine this research with
a comprehensive framework for fund selection and portfolio
construction to enhance the asset allocation process, facilitate
portfolio customization, and manage client expectations. In
addition, the book includes functional perspectives on issues
pertinent to financial advisors such as fees, client suitability,
and volatility management. This helps advisors apply the concepts
to portfolios and offer actionable investment advice. The authors
also interviewed executives at leading wealth management firms to
provide color on industry trends and best practices. The companion
website provides ancillary materials that reinforce and supplement
the book, including: * The authors top ten takeaways *
Classification cheat sheet * Portfolio construction guide (full
color) * Talking points for clients * Q&A on liquid alts *
Presentation with all 118 exhibits from the book (full color) Alts
Democratized comprises a complete resource for the advisor seeking
new sources of alpha, diversification, and hedging of tail risks.
Henry Pattee Byng (1699-1747) was Sir George Byng's eldest son and
became the second Viscount Torrington on his father's death in 1733
(see volumes 67, 68 and 70). This very detailed journal is
concerned only with the Sicilian Campaign between 1718 and 1720.
The very young Pattee Byng had spent time as an army officer and
was not officially in the Navy, but George Byng received the King's
permission for his eldest son to accompany him as his
representative and special envoy, when George Byng was appointed to
command the British Mediterranean Fleet in March 1718. The journal
gives a lively picture of the campaign and the difficulties of
cooperation between a British fleet and an Austrian army. Pattee
Byng took the news of his father's victory over the Spanish at Cape
Passaro beack to England, travelling overland by coach.
Henry Pattee Byng (1699-1747) was Sir George Byng's eldest son and
became the second Viscount Torrington on his father's death in 1733
(see volumes 67, 68 and 70). This very detailed journal is
concerned only with the Sicilian Campaign between 1718 and 1720.
The very young Pattee Byng had spent time as an army officer and
was not officially in the Navy, but George Byng received the King's
permission for his eldest son to accompany him as his
representative and special envoy, when George Byng was appointed to
command the British Mediterranean Fleet in March 1718. The journal
gives a lively picture of the campaign and the difficulties of
cooperation between a British fleet and an Austrian army. Pattee
Byng took the news of his father's victory over the Spanish at Cape
Passaro beack to England, travelling overland by coach.
From "The Godfather of FI", a follow-up to his international
bestselling personal finance sensation The Simple Path to Wealth!
Pathfinders brings together scores of amazing and insightful
real-life stories from real people on the journey to financial
independence-providing practical encouragement and inspiration for
anyone who wants to join them. Lighting the way in the real world
to The Simple Path to Wealth, these are fascinating, heartfelt,
often surprising tales: - of struggles overcome and the rewards
that followed - of enterprising solutions to unexpected problems -
of sacrifices made and the kindness of strangers - of surprisingly
simple steps-and the amazing places they can take you and much,
much more. Author JL Collins accompanies these readers' stories
with reflections on his "rules for the road"-as well as a candid
conversation about the journey to financial freedom with his
daughter, the inspiration for his original international
bestseller. Pathfinders is the ultimate companion for your own
journey to financial freedom-and the true and lasting wealth that
lies at the end.
Improve your project management skills and accomplish more in no
time at all In these days when projects seem to be bigger and more
challenging than ever before, you need to make sure tasks stay on
track, meet the budget, and keep everyone in the loop. Enter
Project Management For Dummies. This friendly guide starts with the
basics of project management and walks you through the different
aspects of leading a project to a successful finish. After you've
navigated your way through a couple of projects, you'll have the
confidence to tackle even bigger (and more important) projects! In
addition to explaining how to manage projects in a remote work
environment, the book offers advice on identifying the right
delivery approach, using social media in project management, and
deploying agile project management. You'll also discover: What's
new in project management tools and platforms so you can choose the
best application for your team How to perfect your project
management business document with an emphasis on strategy and
business knowledge Details on the shift from process-based
approaches to more holistic, principle-based strategies focused on
project outcomes Examples of how to turn the strategies into
smooth-flowing processes Best practices and suggestions for dealing
with difficult or unexpected situations If you're planning to
enroll in a project management course or take the Project
Management Professionals Certification exam, Project Management For
Dummies is the go-to resource to help you prepare. And if you
simply want to improve your outcomes, this handy reference will
have you and your team completing project goals like ninjas!
There has been an increased awareness of the need to establish and
maintain small-scale forestry in tropical countries. This is due to
concerns over continued deforestation, as well as the long-term
environmental and economic resources these plantations can
contribute if managed successfully. This book examines the
constraints that limit the development of small-scale forestry in
tropical environments and how they can be overcome. The authors
first explain the background to their research and demonstrate how,
in contrast to industrial plantations, small-scale forestry has a
wide variety of objectives, including the production of fuelwood
and a wide variety of non-wood products, and the protection of
degraded watersheds and wildlife habitats. They examine a broad
range of socio-economic topics under the broad themes of policy
development, market considerations, the evolution of small-scale
forestry systems, and timber and non-wood benefits. In developing
countries for example, small-scale forestry is often regarded as a
means of facilitating sustainable regional development. As a result
of seven years extensive research they have developed a strong
policy line, examining measures such as tax provisions and the
targeting of subsidy and extension programs that can help promote
the growth of non-industrial forest industries. The authors present
an integrated socio-economic analysis of the opportunities,
impediments and challenges to small-scale forestry in the tropics.
As such, this book will be required reading for scholars of
environmental economics and science, land resource economists, and
environmental, forestry and resource managers.
MAJORING IN PSYCHOLOGY The gold standard in preparing for an
undergraduate education and career in psychology. In the newly
revised Third Edition of Majoring in Psychology: Achieving Your
Educational and Career Goals, distinguished psychologists and
educators Drs. Jeffrey L. Helms and Daniel T. Rogers deliver an
accessible and concise review of ideal strategies for embarking on
a successful undergraduate career in psychology. Readers will
discover the benefits of pursuing a psychology degree and learn how
to prepare for a career in the field or to continue with graduate
study. Filled with brand-new content, this edition includes updated
statistics and links; increased considerations of issues of
diversity, inclusion, and representation; new professional
spotlights and insider's perspectives; and an expansion of the
information on careers in research. The book also offers a wide
range of supplemental exercises and materials. The new edition
includes access to significantly revised instructor's materials,
including accessible PowerPoint slides and an updated test bank for
each chapter, as well as: A thorough introduction to succeeding in
college, including important transitions to make, strategies to
apply, and resources to access Comprehensive explorations of
assessing and developing career goals and how to use a bachelor's
degree in psychology to prepare for the job market or graduate
school Practical discussions of careers in the various subfields of
psychology, from forensic psychology to academia An in-depth
assessment of the modern career outlook for psychology majors
Perfect for aspiring and current undergraduate students considering
or undertaking an undergraduate course of study in psychology,
Majoring in Psychology is an indispensable resource for anyone
contemplating a career in clinical, counseling, forensic, or any
other subfield of psychology.
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